Goal-based financial planning
Turn today’s salary into the goals that matter.
Navio Wealth bridges the gap between the money you earn each month and the things you’re saving for — a home, your child’s education, retirement. Set your goals, see what your assets already cover, and get a clear monthly amount to fund the rest.
Start in seconds — your plan stays tied to this browser until you add an email to keep it.
How it works
Three steps, then a two-minute check-in each month.
Plan
Tell us your goals. We price them for inflation and where you live, and time them to your life — a child's college, your retirement.
Fund
We map the assets you already own to each goal, then show the monthly amount that closes the gap — priority-first, automatically.
Track
Each month, confirm what you invested in two taps. Every goal moves closer, and you see exactly when it'll be done.
From scattered money to a plan you can see
What you have
Savings, funds, gold, property — entered once. We total your net worth and grow each at sensible rates.
Your monthly plan
A single monthly amount split across your goals — the gap your assets don’t already cover, ordered by what matters most.
Goal funded
Each goal shows an honest target date and whether you’re on track — and celebrates when it’s done.
No spreadsheets, no jargon. The plan is advisory — you can override any number, and it updates the moment your life changes.
Plan for everything that’s coming
Calm, honest, and on your side
Built for your country
Your currency, real local costs, and category-wise inflation baked in — not a US tool with a currency swap. Pick India or Singapore when you start.
Adapts to life
Marriage, a new child, a move, a raise — log the event and your plan re-prices itself.
Nothing is a black box
Every suggested number carries a plain-language “Why”. You stay in control of every figure.
On your side
A planning tool, not a product pusher. We don't sell you funds or earn commissions.
See your plan in two minutes.
Answer a few questions and watch your goals get a real, funded plan. No sign-up to start.